The Nature of Mathematics, 12th Edition
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Chapter1
Chapter 2
Chapter 3
Chapter 4
Chapter 5
Chapter 6
Chapter 7
Chapter 8
Chapter 9
Chapter 10
Chapter 11
Chapter 12
Chapter 13
Chapter 14
Chapter 15
Chapter 16
Chapter 17
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There are a multitude of sites to help with retirement planning. Here is a samples:
http://www.troweprice.com/retirement

The annuity formula in the book is actually called an ordinary annuity. This is the situation where the payment is made at the end of each payment period. There is another type of annuity known as an annuity due which deposits the payment at the beginning of the payment period. This site provides a calculator of this type of annuity:
http://www.moneychimp.com/articles/finworks/fmbasinv.htm